If you've got Social Security on your mind, you need to know your "full retirement age" as your age in relation to that affects your benefit level.

In 2025, the annual cost-of-living adjustment will be 2.5% percent. To fill in all the blanks for you and see how old you’ll be when you can reach the full retirement age, just go to the Social Security Administration website by clicking HERE

“FRA is 66 years and 8 months for people born in 1958 and 66 and 10 months for those born in 1959; people born May 2, 1958, through Feb. 28, 1959, will reach it in 2025. Under current law, it will settle at 67 for people born in 1960 and afterward.”

In 2025, Social Security’s full retirement age (FRA) increases to 66 years and 10 months for those born in 1959. This continues a gradual rise aimed at reflecting longer life expectancies.

How do these spousal Social Security benefits work? Here are four things all retired couples should know. Importantly, you won't be able to claim spousal Social Security benefits before your spouse is receiving benefits.